Flexible credit solutions for small and medium-sized businesses, innovative startups, and independent professionals. Direct access to the MCC Guarantee Fund up to 80%, pre-approval within 24 hours, and no complex paperwork.
OAM M512 Registration
Official Credit Supervision
SME Guarantee Fund
Ministry of Enterprise (Law 662/96)
Decision within 24–48 hours
Digital Scoring Algorithm
TLS 1.3 & PSD2
Data Encryption ISO 27001
Set the amount, term, and grace period to see how preferential interest rates for Italian businesses will affect your cash flow.
Estimated Monthly Payment
This simulation is for preliminary informational purposes only. No adverse reports will be filed with the Central Credit Register during this phase.
From working capital advances to the renewal of capital assets: structured contracts for every stage of a company’s life cycle.
Immediate cash injection to cover payments to suppliers, inventory, and seasonal production peaks.
Long-term financing for capital equipment, automated machinery, and technologies eligible for the 5.0 tax credits.
Funding for international expansion, the opening of new sales offices, trade shows, and ESG certifications for the supply chain.
Consolidation of fragmented unsecured loans and overdrafts into a single monthly payment with a fixed nominal annual interest rate of 2.5%.
Comprehensive protection against any future increases in interbank reference rates (Euribor). The payment amount remains unchanged for the entire term of the agreed plan.
We cover up to 80% of the financial exposure with a guarantee from the Italian government (Medio Credito Centrale), eliminating the need for personal guarantees or asset-backed guarantees.
No paper documents. Secure sharing of bank transaction data via PSD2 standards and immediate upload of financial statements for instant approval.
A dedicated senior professional oversees the case from the initial review through to closing, assisting business owners in selecting the most favorable tax treatment for subsidized loans.
From simulation to direct deposit into your account in just a few business days.
Enter your VAT number and key financial statement data in less than two minutes.
Connect your business bank accounts using Open Banking encryption, or upload your most recent filed financial statements.
You'll receive the formal results of your preliminary credit assessment within just 24–48 business hours.
Digital signature of the contract and direct deposit of the approved amount into the company's checking account.
To speed up the decision-making process, keep these essential business documents on hand.
Plan your company's future today. Get a free, no-obligation financial consultation with our dedicated Corporate Specialists.
