Personal Loans
Immediate access to cash to carry out your projects, cover unexpected expenses, or consolidate your debts with peace of mind.
Find the financial solution that best suits your needs, simply, quickly, and transparently. Without any bureaucratic hassles.
Secure process and certified bank-grade encryption
Step-by-Step Guide to Submitting the 100% Request Online
Complete transparency on the nominal annual interest rate (TAN) and the annual percentage rate (TAEG)—no surprises
Italian consultants ready to support you every step of the way
Whatever your project may be, discover the financial solution that best suits your needs, with competitive terms.
Immediate access to cash to carry out your projects, cover unexpected expenses, or consolidate your debts with peace of mind.
Finance the purchase of your next car—whether it's new, with zero kilometers, or used—with installment plans tailored to your driving style.
A solution designed to enhance the value of your home: renovation, interior design, or green energy efficiency upgrades.
A loan program for employees and retirees featuring fixed monthly payments and protected direct payroll deductions.
Consolidate all your current loans into a single, more manageable monthly payment and reduce your total interest.
Tailored liquidity and credit solutions for investments, working capital, equipment, or a company’s digital transformation.
Get a loan estimate in just a few seconds. Adjust the amount and term to find the ideal monthly payment for your household budget.
The results of the simulation are for informational purposes only and do not constitute a contractual offer or a promise to grant credit.
Four simple steps to get the cash you need for your projects, without waiting in line at the bank.
Choose the ideal amount and term in just a few clicks using the free, no-obligation calculator.
Fill out the online application in just 5 minutes by uploading your documents in a secure digital format.
Your application is reviewed in real time by our credit team to provide you with a quick decision.
Sign digitally using SPID or OTP and receive the funds directly into your bank account.
Regulatory bodies, guarantee schemes, and FinTech infrastructures that support and validate our credit solutions.








We combine the strength of the credit markets with the agility of technology to offer you a service without compromise.
An intuitive, clear, and accessible digital experience from your smartphone, tablet, or computer, no matter where you are.
Clear contract terms, no hidden costs, no unagreed-upon penalties or surprises during the term of the plan.
The 100% paperless process minimizes wait times and ensures prompt responses.
Repayment plans tailored to your actual budget and your actual ability to make payments.
We have designed a technological infrastructure intended to protect user information at every stage of the application process, in full compliance with European standards.
The satisfaction of families and professionals who have chosen PRESTIVANA's transparency.
"I needed some cash to renovate the kitchen. I filled out the application on my phone in less than ten minutes, and the funds were deposited without any unexpected charges on the installments."
"I bought my new used car thanks to a zero-down payment loan. Complete transparency regarding the APR from the very beginning. Impeccable customer service."
"The ability to simulate different combinations of installment plans without having to provide your contact information is a sign of great professionalism. Recommended for everyone."
Find immediate answers about PRESTIVANA's requirements, timelines, and operating procedures.
The process is entirely digital: you can set the amount and term in our online simulator, enter your personal and employment information, and upload the required documents directly from your computer or smartphone.
All you need to do is have the following on hand: a valid form of identification (ID card or passport), your health insurance card / tax ID number, and your most recent proof of income (pay stub, Form CU, or the “Modello Redditi” tax return form for self-employed individuals).
Prestivana helps you finance your projects, with amounts ranging from €1,000 to €300,000, depending on the type of financing you need. Repayment terms can range from 12 to 240 months (20 years), depending on the nature of the project, the amount requested, and the applicable terms and conditions. Each application is subject to a personalized assessment to identify the solutions best suited to your financial situation. Amounts and terms are indicative and subject to availability, eligibility requirements, and approval by the relevant financial institution.
Absolutely not. The installment calculator is completely free, anonymous, and comes with no strings attached or mandatory registration.
We process all data in strict compliance with the European GDPR and OAM regulations. Communications are transmitted over 256-bit encrypted channels, and we do not share your personal information with third parties for advertising purposes.
The preliminary assessment is nearly instantaneous. Once all the required documentation has been submitted, the final decision is generally notified within 24–48 business hours.
Discover the financial solution that best suits your needs and get a response in record time with PRESTIVANA's transparency.