Financing that fits your projects.

Find the financial solution that best suits your needs, simply, quickly, and transparently. Without any bureaucratic hassles.

verified 100% Online Process
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Quick Online Approval
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Estimated Eligible Loan Amount
€ 15.000 60 installments
Estimated monthly payment € 270 /month
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Reliability Index
Rating: A+ trending_up
Preliminary Results Instant
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Protected Data

Secure process and certified bank-grade encryption

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Simple Process

Step-by-Step Guide to Submitting the 100% Request Online

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Clear Information

Complete transparency on the nominal annual interest rate (TAN) and the annual percentage rate (TAEG)—no surprises

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Dedicated Support

Italian consultants ready to support you every step of the way

Catalogs and Products

Find the right solution for you.

Whatever your project may be, discover the financial solution that best suits your needs, with competitive terms.

Prestiti Personali
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Up to €75,000

Personal Loans

Immediate access to cash to carry out your projects, cover unexpected expenses, or consolidate your debts with peace of mind.

check_circle From €1,000 to €75,000 available for disbursement
check_circle Term: 12 to 120 months
check_circle Fixed interest rate guaranteed over time
Finanziamenti Auto
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New & Used Cars

Car Loans

Finance the purchase of your next car—whether it's new, with zero kilometers, or used—with installment plans tailored to your driving style.

check_circle Zero-down payment option available
check_circle Coverage for Electric & Hybrid Cars
check_circle Flexible payment terms of up to 96 months
Prestiti Casa
roofing
Renovation & Interior Design

Home Loans

A solution designed to enhance the value of your home: renovation, interior design, or green energy efficiency upgrades.

check_circle Eligible for tax deductions
check_circle Construction work and purchase of furniture
check_circle Plans with terms of up to 120 months
Cessione del Quinto
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Employees & Retirees

Wage or Pension Credit

A loan program for employees and retirees featuring fixed monthly payments and protected direct payroll deductions.

check_circle Installment deducted directly from paycheck or pension statement
check_circle Life and employment insurance coverage is required by law
check_circle Also available through other funding sources or referrals
Consolidamento Debiti
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Single & Simplified Payment

Debt Consolidation

Consolidate all your current loans into a single, more manageable monthly payment and reduce your total interest.

check_circle A single monthly payment due date and a single point of contact at the bank
check_circle Significant reduction in the monthly payment amount
check_circle Option to request additional liquidity at the same time
Finanziamenti Imprese
business
SMEs & Self-Employed Professionals

Business Financing

Tailored liquidity and credit solutions for investments, working capital, equipment, or a company’s digital transformation.

check_circle Short-, Medium-, and Long-Term Solutions for SMEs
check_circle Easier Access to the MCC Guarantee Fund
check_circle Dedicated corporate consulting with rapid assessment
Transparent Online Simulator

How much might your monthly payment be?

Get a loan estimate in just a few seconds. Adjust the amount and term to find the ideal monthly payment for your household budget.

percent Fixed rate of 3.00% for amounts from €1,000 to €99,999 | Subsidized rate of 2.00% for amounts from €100,000 to €300,000
€ 98.000
€ 1.000 € 100.000 € 300.000
Quick Presets:
36 months
12 months 120 months (10 years) 240 months (20 years)
Your estimated payment verified
€ 2850 /month
No initial processing fee
Amount requested: € 98.000
Installment period: 36 monthly payments
Guaranteed fixed APR: 3.00% (APR 3.04%)
Total interest: € 4599
Total amount due from the consumer: € 102.599

The results of the simulation are for informational purposes only and do not constitute a contractual offer or a promise to grant credit.

Transparent Process

Applying for a loan is easy.

Four simple steps to get the cash you need for your projects, without waiting in line at the bank.

01
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Simulate

Choose the ideal amount and term in just a few clicks using the free, no-obligation calculator.

02
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Request

Fill out the online application in just 5 minutes by uploading your documents in a secure digital format.

03
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Let's evaluate

Your application is reviewed in real time by our credit team to provide you with a quick decision.

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Continue

Sign digitally using SPID or OTP and receive the funds directly into your bank account.

Collaborations & Institutional Partners

Banks and technology partners

Regulatory bodies, guarantee schemes, and FinTech infrastructures that support and validate our credit solutions.

Our Values

Why Choose PRESTIVANA?

We combine the strength of the credit markets with the agility of technology to offer you a service without compromise.

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SIMPLE

An intuitive, clear, and accessible digital experience from your smartphone, tablet, or computer, no matter where you are.

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TRANSPARENT

Clear contract terms, no hidden costs, no unagreed-upon penalties or surprises during the term of the plan.

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FAST

The 100% paperless process minimizes wait times and ensures prompt responses.

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CUSTOMIZED

Repayment plans tailored to your actual budget and your actual ability to make payments.

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TLS 1.3 & AES-256 Encryption Certified Banking Protocol
GDPR Compliance: 100% Active
Data Center Servers: European Union (Italy)
Digital Signature: FEA with OTP
A modern high-tech European banking cybersecurity server room with blue ambient LED lighting, ultra-clean server racks, and minimalist digital fintech network nodes symbolizing security and reliability.
Infrastructure and Conservation

The security of your data is our top priority.

We have designed a technological infrastructure intended to protect user information at every stage of the application process, in full compliance with European standards.

check_circle GDPR-Compliant Data Protection
check_circle Secure end-to-end connection
check_circle Certified Digital Signature for Contracts
check_circle Secure and Confidential Document Management
45.000+ Customers Who Have Chosen Us
180 million euros Funds Disbursed
13+ Years of experience in the credit industry
98% Requests Handled Online
Verified Reviews

Our customers' experiences.

The satisfaction of families and professionals who have chosen PRESTIVANA's transparency.

star star star star star

"I needed some cash to renovate the kitchen. I filled out the application on my phone in less than ten minutes, and the funds were deposited without any unexpected charges on the installments."

MB
Marco B. Milan (MI)
star star star star star

"I bought my new used car thanks to a zero-down payment loan. Complete transparency regarding the APR from the very beginning. Impeccable customer service."

ER
Elena R. Bologna (BO)
star star star star star

"The ability to simulate different combinations of installment plans without having to provide your contact information is a sign of great professionalism. Recommended for everyone."

DT
Davide T. Turin (TO)
Do you have any questions or concerns?

Frequently Asked Questions

Find immediate answers about PRESTIVANA's requirements, timelines, and operating procedures.

The process is entirely digital: you can set the amount and term in our online simulator, enter your personal and employment information, and upload the required documents directly from your computer or smartphone.

All you need to do is have the following on hand: a valid form of identification (ID card or passport), your health insurance card / tax ID number, and your most recent proof of income (pay stub, Form CU, or the “Modello Redditi” tax return form for self-employed individuals).

Prestivana helps you finance your projects, with amounts ranging from €1,000 to €300,000, depending on the type of financing you need. Repayment terms can range from 12 to 240 months (20 years), depending on the nature of the project, the amount requested, and the applicable terms and conditions. Each application is subject to a personalized assessment to identify the solutions best suited to your financial situation. Amounts and terms are indicative and subject to availability, eligibility requirements, and approval by the relevant financial institution.

Absolutely not. The installment calculator is completely free, anonymous, and comes with no strings attached or mandatory registration.

We process all data in strict compliance with the European GDPR and OAM regulations. Communications are transmitted over 256-bit encrypted channels, and we do not share your personal information with third parties for advertising purposes.

The preliminary assessment is nearly instantaneous. Once all the required documentation has been submitted, the final decision is generally notified within 24–48 business hours.

Start your request now

Your next project can start today.

Discover the financial solution that best suits your needs and get a response in record time with PRESTIVANA's transparency.

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